A straight answer

How much do I need to earn to move out?

Have a guess first. It sticks better.

Pick one. No sign-up, no catch.

Almost everyone works this out by looking at rent and stopping. Rent is the biggest single line, but it is well under half of the total.

Nothing in that list is optional and nothing in it is fun. No restaurants, no subscriptions, no trips, no saving, nothing breaking unexpectedly.

That is why the honest answer is a wage rather than a rent figure. $24 an hour covers the list and nothing else. Anything you want beyond existing comes after that.

Run it with your own numbers →

Free, no account. Change anything and watch the total move.

Session 4: Where it all goes

Building a real budget from real local numbers, and finding the hourly wage it actually takes to cover your life.

  1. What does it really cost?
  2. Who gets paid if I say yes?
  3. What would this money do somewhere else?

Why these three questions

Other straight answers

  1. ·How much will my student loan actually cost me?
  2. ·How long does it take to pay off a credit card paying only the minimum?
  3. ·Is a 72-month car loan a bad idea?
  4. ·If a raise moves me into a higher tax bracket, do I take home less?

Get the rest of the course

Session 1 is free in full. We’ll tell you when the others land.